
PENOMAD CINTA
(buat dia yang berpindah dari wadi ketandusan)
Dia penomad cinta
Menyangkar aku dalam jeriji kesetiaan
Menghampar jagat kisah derita
Dalam keruh kolam-kolam dusta
Membunuh nyalinya sukma
Dalam hiris sembilu janji
Dia penomad cinta
Yang telah menjajahi setiap ruang hati
Memahat lirik-lirik nyanyian kecintaan
Mabuk dalam nanar rindu
Dari sumur tandus kepeduliaan
Dia penomad cinta
Yang merayu sebutir simpati
Untuk menambat nama dalam agenda hayatku
Kala jiwaku menyerah
Dia ibarat bara yang menyengat
Membakar nafas kasih
Yang mengakar dari pohon perkasihan
Duhai penomad cinta
Aku adalah perempuanmu
Yang kau pinjam senyumnya
Dan tega kau lunasi dengan jerih perpisahan
Dia penomad cinta
Yang telah kukirim wajahnya
ke pusara kenangan
UIAM,Gombak
Berita Minggu 18.11.2007
3 Pendapat:
Problemas de deudas?
Usted no esta solo! Las personas se encuentran en deudas por muchas
razones; Por perdida del trabajo, deudas atrasadas, una prolongada
enfermedad u otra emergencia personal, ... todas estas son comunes
situaciones. Por cualquier razón las personas quienes están en una
dificultad financiera, frecuentemente necesitan de una guía
profesional
http://www.debt1consolidation.com
ye pun nak bagi komen,kasi la yang orang senang paham..
jangan mudah terpedaya dengan helah cinta dunia.yang pasti 'ada',akan tiba tanpa diduga..be strong ok!!
Judicial Foreclosure
The judicial process of foreclosure, which involves filing a lawsuit to obtain a court order to foreclose, is used when no power of sale is present in the mortgage or deed of trust. Generally, after the court declares a foreclosure, your home will be auctioned off to the highest bidder.
Using this type of foreclosure process, lenders may seek a deficiency judgment and under certain circumstances, the borrower may have up to one (1) year to redeem the property.
Non-Judicial Foreclosure
The non-judicial process of foreclosure is used when a power of sale clause exists in a mortgage or deed of trust. A "power of sale" clause is the clause in a deed of trust or mortgage, in which the borrower pre-authorizes the sale of property to pay off the balance on a loan in the event of the their default. In deeds of trust or mortgages where a power of sale exists, the power given to the lender to sell the property may be executed by the lender or their representative, typically referred to as the trustee. Regulations for this type of foreclosure process are outlined below in the "Power of Sale Foreclosure Guidelines".
Power of Sale Foreclosure Guidelines
If the deed of trust or mortgage contains a power of sale clause and specifies the time, place and terms of sale, then the specified procedure must be followed. Otherwise, the non-judicial power of sale foreclosure is carried out as follows:
A notice of sale must be: 1) recorded in the county where the property is located at least fourteen (14) days prior to the sale; 2) mailed by certified, return receipt requested, to the borrower at least twenty (20) days before the sale; 3) posted on the property itself at least twenty (20) days before the sale; and 4) posted in one (1) public place in the county where the property is to be sold.
The notice of sale must contain the time and location of the foreclosure sale, as well as the property address, the trustee's name, address and phone number and a statement that the property will be sold at auction.
The borrower has up until five days before the foreclosure sale to cure the default and stop the process.
The sale may be held on any business day between the hours of 9:00 am and 5:00 pm and must take place at the location specified in the notice of sale. The trustee may require proof of the bidders ability to pay their full bid amount. Anyone may bid at the sale, which must be made at public auction to the highest bidder. If necessary, the sale may be postponed by announcement at the time and location of the original foreclosure sale.
Lenders may not seek a deficiency judgment after a non-judicial foreclosure sale and the borrower has no rights of redemption..
http://www.CalifoniaLoanRate.com
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